ROOF INSURANCECLAIM HELP IN ST. LOUIS
Expert damage documentation. Detailed estimates. On-site adjuster coordination. We help St. Louis homeowners through every step.
Expert damage documentation. Detailed estimates. On-site adjuster coordination. We help St. Louis homeowners through every step.
Don't face the insurance process alone. Trustman Roofing helps St. Louis homeowners get their storm-damaged roofs properly documented, estimated, and restored.
We climb on your roof, examine every component, and identify all damage — including what's not visible from the ground. No cost, no obligation.
We photograph every area of damage — hail impacts, flashing, pipe boots, vents, gutters. Measurements, damage type, and a professional report to support your claim.
Line-item estimate using Xactimate pricing — the same software your insurance company uses. Materials, labor, equipment, and code upgrades all documented.
Contact your insurance company to file. You'll get a claim number and an adjuster inspection date. File promptly — most policies have a deadline.
A Trustman rep meets your adjuster on the roof, walks them through every area of documented damage, and answers their questions. Nothing gets overlooked.
If items are missed in the initial estimate, we submit contractor supplement documentation — additional line items with photos and measurements. Supplements are a normal part of the process.
Once approved, we install your new roof to manufacturer specs and local building codes. Full replacement done right the first time.
The depreciated value of your roof. Your first check is typically based on ACV minus your deductible.
The full cost to replace your roof with new materials. Most policies pay the remaining depreciation after the work is completed.
Complete your roof replacement within your policy's timeframe to recover the full depreciation amount. This second payment brings your total reimbursement to the full replacement cost minus your deductible.
Essential for wind resistance along eaves and rakes
Required by code in valleys, eaves, and penetrations
Metal flashing required by building code on new installs
L-shaped metal where roof meets walls and dormers
Rubber/metal boots around plumbing vents — crack from hail
Standard for multi-trade jobs — often omitted initially
Specialty shingles along the ridge — frequently damaged
Ridge vents, box vents, turbines damaged during storms
We document every item so nothing falls through the cracks. Our detailed supplements give your insurance company the information they need.
Initial insurance estimates often come in lower than the actual cost. This doesn't mean your claim is denied — it usually means items were missed.
We prepare detailed contractor supplement documentation identifying missing items with supporting photos and measurements. Supplements are standard — insurance companies expect them.
Cover your deductible, upgrades, and out-of-pocket costs. Get your roof replaced now, pay over time with zero interest.
Learn More About Financing ›Trustman Roofing is a licensed roofing contractor. We document damage, prepare contractor estimates, and perform approved restoration work. We are not a public adjuster, attorney, or insurance representative and do not negotiate insurance coverage or guarantee claim approval.
Or call 636-541-7005
Don't face the insurance process alone.